HSA Stash Terms of Use

Last updated: November 14, 2026

These Terms of Use apply to HSA Stash ("the app"), made by Igor Buzato ("we", "us"). They add to Apple's Licensed Application End User License Agreement (the "Standard EULA"), which governs your license to use the app. If these terms and the Standard EULA conflict, the Standard EULA prevails. By downloading or using the app, you agree to both.

The app

HSA Stash is a personal record-keeping app. It keeps your medical receipts and records which ones you have already reimbursed from your Health Savings Account, and estimates contribution limits.

Your records stay on your device. Read the Privacy Policy to see how the app handles your information.

HSA Stash Pro and subscriptions

Some features require HSA Stash Pro, which is sold through Apple's App Store:

• Yearly: $24.99 per year, with a 7-day free trial for new subscribers
• Monthly: $2.99 per month
• Lifetime: $49.99, a one-time purchase that does not renew

Prices are in US dollars and may differ in other countries. The app shows the price in your currency before you buy.

• Payment. Payment is charged to your Apple Account when you confirm the purchase. With the free trial, you are charged when the trial ends, unless you cancel before then. Any unused part of a free trial ends when you buy a subscription.
• Automatic renewal. Subscriptions renew automatically at the end of each period, unless you cancel at least 24 hours before the period ends. Your Apple Account is charged for the renewal within the 24 hours before the current period ends.
• Canceling. Open Settings › your name › Subscriptions › HSA Stash on your iPhone, or tap Manage Subscription in the app's Settings. When you cancel, Pro stays active until the end of the period you already paid for.
• Refunds. Apple processes all payments and handles refunds under its own policies. Request a refund at reportaproblem.apple.com. We cannot issue refunds ourselves.
• Restoring. If you reinstall the app or use a new iPhone, tap Restore Purchases in the app's Settings, signed in with the same Apple Account.

Not tax advice

HSA Stash helps you keep records. It is not tax, legal or financial advice, and it does not connect to your HSA or move money.

HSA rules can change and your situation may differ. Check with a tax professional or your HSA administrator before you withdraw money or file. You are responsible for the accuracy of what you enter.

Your records

What you enter in HSA Stash is yours. It is stored on your device and we have no access to it. Keep your device backups turned on: if you delete the app without a backup, your records are deleted with it.

No warranty

The app is provided "as is" and "as available". To the fullest extent the law allows, we make no warranties, express or implied, including that the app will be error-free, that its estimates or reports will be accurate or complete, or that it will meet your needs.

Limitation of liability

To the fullest extent the law allows, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, income or profits, arising from your use of the app. Our total liability for any claim related to the app is limited to the amount you paid for the app in the 12 months before the claim.

Some places do not allow these limits. Where that is the case, they apply only as far as the law allows, and nothing in these terms removes rights you have under consumer protection laws that cannot be waived.

Governing law

These terms are governed by the laws of Brazil, without regard to its conflict of law rules.

Changes to these terms

If these terms change, we will publish the new version on this page with a new "Last updated" date. If you keep using the app after a change, the new terms apply.

Contact

Questions about these terms? Email igor@buzato.dev.br.