HSA StashHSA Stash Support
Questions, bugs or ideas: igor@buzato.dev.br. Include your iPhone model and iOS version if something isn't working. Please do not send receipts, backups or other personal details by email.
Common questions
Is HSA Stash tax advice?
No. HSA Stash organizes your own records. Totals are estimates for your records, not tax advice. Rules depend on your situation: see IRS Publications 969 and 502 or ask a tax professional.
What does "Ready to reimburse, tax-free" mean?
It is the sum of receipts you paid out of pocket, dated on or after the day you opened your HSA, that you have not marked as reimbursed, minus any part you marked as not eligible. In general you can withdraw that amount from your HSA tax-free at any time, as long as you kept the receipt and did not use the expense elsewhere (another reimbursement, or an itemized deduction). HSA Stash cannot check any of that for you.
Why is a receipt flagged "Before your HSA opened"?
Only expenses from after your HSA was opened can be reimbursed. Set the date in Settings > Your HSA. Receipts dated before it are kept but left out of your total.
Does HSA Stash move money or connect to my HSA?
No. You withdraw money from your HSA provider yourself, then mark the receipts reimbursed in HSA Stash.
Where is my data?
Only on your iPhone. There is no account and no server. If you delete the app or lose the phone, your receipts go with it unless you have a device backup or an HSA Stash backup.
How do I back up my receipts?
Settings > Export Backup (free). It creates one ZIP file with every receipt, original image, contribution and setting. Save it to iCloud Drive or send it to your computer. To restore, use Settings > Import Backup on any iPhone. Receipts already in the app are skipped, so importing the same backup twice is safe. The ZIP opens on a Mac or PC: backup.json lists everything and the files folder holds the originals.
How do I move to a new iPhone?
Restore your iPhone backup, or export a backup on the old one and import it on the new one.
How does scanning work?
Tap + and choose Scan Receipt. The camera finds the page edges. HSA Stash then reads the text on your iPhone and suggests the amount, date and provider. Always check them before saving. You can also choose a photo or import a PDF or image from Files.
How many receipts can I save for free?
15. Pro removes the limit. You can always view, edit and export the receipts you already have, even above the limit.
How are the original images stored?
Photos and scans are saved as JPEG at up to 3000 pixels on the long side. PDFs are kept as they are.
What is the not-eligible amount?
The part of a bill an HSA does not cover, for example a cosmetic item. It is left out of what you can reimburse. Splitting it is part of Pro.
Where do the contribution limits come from?
IRS Rev. Proc. 2024-25 (2025), 2025-19 (2026) and 2026-24 (2027). The age 55+ catch-up is $1,000. For years the IRS has not published yet, the app says "limit not published yet". Check with your HSA provider and employer for your exact numbers.
What is the growth projection?
A calculation from the balance, yearly contribution and return you type in, with contributions added at the end of each year. It is a projection, not a promise: returns vary and can be negative.
I forgot how to unlock the app.
The lock is optional. HSA Stash uses Face ID, or your iPhone passcode as the fallback. If your iPhone has no passcode, the app opens without asking.
I bought HSA Stash Pro but it isn't unlocked.
Open Settings in the app and tap Restore Purchases, signed in with the same Apple Account you used to buy it.
How do I cancel my subscription?
On your iPhone, open Settings > your name > Subscriptions > HSA Stash, or tap Manage Subscription in the app's Settings. Cancel at least 24 hours before the period ends to avoid the next charge. Lifetime is a one-time purchase with nothing to cancel.
How do I get a refund?
Apple handles refunds. Request one at reportaproblem.apple.com.